The String Cheese Incident Delivers A “Beautiful” Performance On New Year’s Eve

first_imgLoad remaining images Fans at the first two nights of The String Cheese Incident‘s New Year’s run at Broomfield, CO’s 1STBANK Center witnessed two solid performances, all leading up to the big night. To just say the group delivered would be an understatement. Cheese laid it all out on the table for a three set extravaganza that featured some of the band’s biggest hits, and a few surprises thrown in for good measure.With a packed house ready to ring in the New Year, SCI came out strong with a “San Jose” opener that got things going early on and never let up from there. “Outside and Inside” led into a cover of the Allman Brothers Band‘s “Hot ‘Lanta” before veering its way into the Grateful Dead‘s “Deal” to close out the set.If the first set was good, the second set was straight fire. “Close Your Eyes” saw Kyle Hollingsworth take the lead, and despite playing with a cast on his left hand, it proved to not be as much of a hinderance as you would expect. “Orange Blossom Special” brought the hoedown to the 1STBANK Center, and featured nice work on the violin from Michael Kang. SCI opened things up with “Best Feeling,” as the group sandwiched a cover of The Police‘s “Walking On The Moon” (with Michael Travis on vocals) before making their way back into a serious “Best Feeling” jam. And then “Howard” happened, and it was absolutely glorious, with everyone in the crowd going bonkers.For their New Year’s proper set, the gentlemen of SCI strolled out on stage all decked out in suits and tuxedos, making it a truly formal affair. “Youv’e Got The World” was the song that brought us into 2017, as a Cirque du Soleil style performance ensued, with acrobats streaming down from the rafters, dancing on platforms on the floor, and a huge silver ball opening up to reveal a Merry-Go-Round of performers riding horses. And lots of balloons and confetti!The dark, brooding build to the drop into “Rivertrance” had the crowd foaming at the mouth, as the fan-favorite brought out the tribal vibe that we were all anticipating the entire night, whipping the venue into a complete frenzy. A Keith Moseley-led “Sirens” was a welcome addition to the set, while “Beautiful” closed out the show. It’s one of the best new songs the group has come out with in recent years, and has become a major jam vehicle.For the encore, SCI covered Bob Dylan‘s “The Mighty Quinn (Quinn the Eskimo)” before closing things out with “Sitting On Top Of The World”….which we were all doing on this very special night. Front to back, this show was absolutely stellar, with not one dull moment. It was a masterful performance through and through. The String Cheese Incident was at the top of their game on New Year’s Eve, and when that happens, there is no other place in the world to be.“Walking On The Moon > Best Feeling”:“Just One Story” New Year’s Ball Drop:“Rivertrance”“Sirens > Beautiful”:[all videos courtesy of PhatBeats 420]All photos courtesy of Jake Cudek; see a full gallery below.Setlist: The String Cheese Incident | 1STBANK Center | Broomfield, CO | 12/31/16Set 1: San Jose, Song In My Head, MLT, Who Am I, Outside and Inside > Hot ‘Lanta > DealSet 2: Close Your Eyes, Looking Glass > Orange Blossom Special, Get Tight, Best Feeling > Walking On The Moon > Best Feeling, Howard, You’ve Got The WorldSet 3: You’ve Got The World, Just One Story, Don’t It Make You Wanna Dance, Rivertrance, Sirens, BeautifulEncore: The Mighty Quinn (Quinn The Eskimo), Sitting On Top Of The Worldlast_img read more

Why consumers walk away from loan apps that aren’t intuitive

first_img 28SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Steve Maloney Steve Maloney is president/CEO of Sync1 Systems, has more than 20 years of experience in the Information Technology field in addressing issues specific to the financial services industry.  Prior … Web: https://www.sync1systems.com/solutions Details When it comes to loan apps and the digital age, outdated techniques won’t work. Millennial consumers “live” on their mobile devices while Generation Z was raised on digital from birth. Hence, younger consumers rely heavily on smartphones for shopping, banking, social media, work, entertainment, and reviews/feedback. It’s no surprise that lenders, who strategically build their mobile apps with smartphone users in mind, are attracting more mobile-centric shoppers. Potential applicants might want to pay off student loans early or purchase their first car or home.But, what if you’re a lender and your site lags? What if you’re optimizing ads to no avail? What if you have high bounce rates and churn – despite your best efforts? And importantly, why are some apps ignored, like yesterday’s Twitter feed, and others are coveted and prized, like Instagram?Potential loan applicants don’t complete digital loan transactions due to slow page load speeds. It might also be apps or sites that aren’t intuitive for multichannel borrowers or they’re not optimized for mobile. Let’s take a look at what your loan apps should include and ways to enhance your online lending presence.Auto Loans: Consumers Expect Mobile-Centric ExperiencesJ.D. Power found that with auto lenders, well-designed apps can improve customer satisfaction and about 47% of car buyers shop online first before going to a dealership. Leveraging your digital online presence can improve your lending strategy whether it’s for auto lending or other lending products. Further, expediting loans, better user experiences and reducing negative sentiment can lead to higher ROI and lower costs. Win-win. So, what does this entail? Glad you asked.Improve experiences and lower costsLet potential applicants answer a few targeted questions to start the loan origination process. While auto-fill features and auto saving data reduce human errors, collecting relevant data is for future document usage. You won’t incur costs from human labor that has to review applications manually.Your loan origination software might include:Easy-to-understand online applications, customizable forms, and automated decision emails.Pre-approval letters, credit pulls, and disclosures.Loan status updates, closing contracts (with reduced closing times), terminology, and support (chatbots, live) for optimal experiences.Capture relevant data, build trust, and improve workflow strategiesAn enhanced loan origination platform can capture application data and store documents for compliance and regulation purposes. With digital records and collected data, there are no physical copies or forms to fill out or store. It should be almost as easy as taking out a loan from a friend!Digitization in the loan process also reduces human errors. All fields in the loan origination system are entered correctly, applications can be reviewed in real-time, and consumers can lock-in interest rates.Because applicants expect a seamless and secure interface, every touch point can build trust, loyalty, and confidence (which leads to referrals). To further enhance their experiences, include newsletters, ecards, and other ways to stay top-of-mind with new borrowers.For businesses with optimized mobile lending apps, there are cost-saving benefits.Gartner estimates that within 2 years, about 66% of businesses will offer virtual online support. This represents a 50% uptick from 3 years ago. Optimized mobile loan apps that include artificial intelligence (AI), machine learning, and chatbots can reduce labor costs. They can offer digital assistance and voice banking and automate routine tasks. They can even create milestones, improve workflows, and store insightful data to cross-promote other lending products.Reduce churn and bounce ratesOptimizing your loan app can reduce your bounce rates. Consumers want to give you their business. But, they need to know your app saves time and has enhanced features.To demonstrate how much influence consumers have, here are a few interesting stats:About 75% of consumers expect reliable service and assistance (online, brick-and-mortar).A record 77% will recommend a business to friends if their experience is positive, but 67% cite bad experiences as their reason for churn (negative feedback). Additionally, nearly 60% change brands if they had a bad experience.Nearly 80% of shoppers use their smartphone in a business to compare competitor prices and reviews.Close to 33% of customers ended relationships with brands that didn’t offer personalized online experiences (chatbots, virtual assistants).Credit Union Loans: Consumers Want Convenient Online LendingPWC found that about 80% of consumers attribute convenience, speed, and friendly support to positive customer experiences. Hence, your lending techniques are important.Millennials and Gen-Z like the anytime/anywhere approach when banking and completing transactions online. Hence, loan apps should be easy to complete online 24/7/365. Your software provider can tailor your app based on your audience.A few tips include:Have software designers configure the appropriate drop-down menus. Set validation rules that guide applicants through the lending steps.Test your app on simulated devices and configure it in real-time. As market conditions, interest rates, and lending strategies change; you can update it accordingly.To avoid mobile app mistakes, use large call-to-action (CTA) buttons, action images, and colors reflecting your brand. For accessible design, avoid violating Americans with Disabilities Act (ADA) laws.Note: Keep your app or site relevant with helpful features only a few clicks away and test your page load speeds as borrowers might be on smartphones (with only their thumb or index finger).Optimizing your app reduces the need for paper documents and it can reduce human errors. You can provide research, real-time rates, lending terminology, and chatbots. This provides better experiences regardless of the borrower’s channel (online, in-person).Ultimately, a responsive loan app can influence applicants, offer better experiences, and simplified loan applications can lead to increased referrals and ROI, and lower churn. Remember, consumers return to apps with ongoing value. Target features your applicants and borrowers want. Meeting their needs and nurturing them early can help when you’re ready to cross-promote (lifestyle loans, alternative lending) later, and with successful loan app strategies – you will meet again. A wise and noble influencer once said, “Use your feelings Obi-Wan and find him you will”.last_img read more

FA fines two in fresh crackdown on betting rules

first_img Scottish FA sponsorship deal with William Hill to end February 21, 2020 Campaigners call on Boris to ban gambling sponsorship in football February 26, 2020 Submit Related Articles Share Leeds United nets record breaking SBOTOP sponsorship for EPL comeback August 11, 2020 StumbleUpon Share The Football Association (FA) has issued a fresh crackdown on breaches of its betting rules after issuing both Yerry Mina and Jordan Stevens with fines and subsequent warnings.Mina has been handed a £10,000 fine and a warning over his future conduct, while Stevens was also fined £1,200 and a six-week ban from the sport. An FA regulatory commission found that Mina had worked alongside Colombian betting company called Betjuego to feature in an advertisement for the brand. The Everton star has since accepted a misconduct charge after the commission heard that the advert was entirely in Spanish and not broadcast outside of Colombia.A statement released by the FA said: “Yerry Mina has been warned as to his future conduct and fined £10,000 after admitting a misconduct charge in relation to the FA’s betting rules.“The Everton FC defender breached FA Rule E8(3) by participating in an advertisement for betting activity which he is prohibited from engaging in.”In response to the charges, Everton had emphasised that the advert in question had only aired for around one month after 24-year-old Mina had demanded it be removed as soon as he was informed that he was in breach of the FA’s betting rules.Meanwhile Stevens admitted a misconduct charge in relation to The FA’s Betting Rules after it was alleged that he placed 59 bets on football matches between 06 August 2018 and 27 May 2019.The FA explained in a statement: “The Commission accepts that in this particular case there are a modest amount of bets in total, and the amount staked was similarly modest at £510.12. The Commission had particular regard to the 23 bets which were placed on games in competitions into which Leeds United were entered and, of those 23 bets, the five bets which were placed on games involving his own club. “It is notable that three of the bets were placed on Leeds United to win and two were on both teams to score twice. We accept the FA’s submission that those five bets are the most serious aspect of the case.”Leeds United has stated that it will “support Jordan through this process, he is a young footballer who needs educating on the dangers of outside influences and how to conduct himself as a professional footballer”, but has stated that they believe the punishment to be somewhat “excessive.”Leeds United chief executive Angus Kinnear commented: “Whilst we fully recognise the importance of the FA’s role in protecting the integrity of the game, we are hugely disappointed in the FA’s choice of sanction.“To prevent a young footballer from taking part in any football activities at such critical period of his career is a disproportionate punishment following a foolish mistake from a young player.“We are particularly disappointed that the sanction was determined by two former professional footballers who we hoped would have had a better understanding of the impact of their decision.”last_img read more